Products and Strategies

There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated. That’s where a financial planner can help. Financial advice should help you choose only those products that address your current and future goals.

Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting to do this, you are better informed when the time comes to choose from a comprehensive suite of products and services and select only those that address your unique situation.

A customized portfolio takes into consideration a variety of events: retirement planning or mortgaging a first home; financing a child’s post-secondary education or ensuring a family is financially protected. Business owners might want to consider products and services that reward hard-working employees, no matter the company’s size and focus.

• Insure
• Manage
• Full Service Brokerage Services
  • Stocks
  • Mutual Funds
  • US Treasury Bills or Notes
  • Municipal Bonds
  • Corporate Bonds and Notes
  • Agency Bonds and Notes
  • Brokered CDs
  • Real Estate Investment Trusts (REIT's)
  • Fee-Based Accounts
• Retirement Planning
  • Traditional IRAs
  • Roth IRAs
  • SEP IRAs
  • SIMPLE IRAs
  • 401(k) Plans
  • Annuities
• College and Educational Planning
  • 529 College Savings Plans
  • UGMA/UTMA accounts (accounts for minors set up through the Uniform Gift/Uniform Transfer to Minors Act)
• Business Planning
  • Tax efficient investments
  • Retirement Programs
  • Disability insurance
  • Key man insurance
  • Buy-Sell Agreements
  • Business Succession Planning
• Insurance Planning
  • Term life insurance
  • Permanent life insurance
  • Key man insurance
  • Fixed and Variable Annuities